Financial Recovery Options

Financial Recovery Options specializes in protecting homeowner’s rights against unethical lending practices.  Financial Recovery Options holds banks accountable for properly servicing homeowners in their attempts to restructure their mortgages based on the agreements and laws between banking institutions and the Department of Treasury.

Most homeowners have found it to be impossible to work with their banks to restructure their loan terms or even to communicate with their bank without receiving misleading and incorrect information.  Financial Recovery Options uses the laws and your rights given to you as a consumer when dealing with your lender to ensure a timely and effectively executed process. 

RESPA laws have allowed a process for every homeowner to have open line communication and a documented process to review their loan terms and concerns with their bank. It is vital to utilize this process when entering into any communication with your bank in regards to restructuring a more affordable loan or payment. Enforcing the RESPA process along with the laws structured by the Department of Treasury in favor with homeowners is absolutely necessary to hold your bank accountable. Our process puts Banks under enormous pressure and demand requiring them to respond within the legal time frames of the Patriot Act and holding them accountable to the processes of the Department of Treasury, designed to provide you with a fair opportunity to save your home.

When Banks and Investors are profiting from homes going into foreclosure and Servicers are profiting from servicing your loan month after month its no wonder why we have a foreclosure crisis.  The Big Banks and Servicers are still profiting as homeowners are losing the American Dream.

WAKE UP AMERICA!